Morgantown downtown street view
Serving Morgantown & Surrounding Communities

Good morning, Morgantown.
Let's talk about protecting
what matters most to you.

At Double A Insurance Agency, we believe insurance shouldn't feel complicated. We're your neighbors here in Morgantown — ready to walk through your options with honesty, clarity, and a personal touch that big companies can't match.

Call (270) 298-8100 Explore Our Services
15+
Years Serving
500+
Families Protected
100%
Local & Personal
What We Offer

Insurance solutions built around your life

Whether you're protecting your home, your vehicle, your business, or your future — we have the coverage you need at rates that make sense.

Homeowners Insurance

Your home is your biggest investment. We help you find coverage that protects against damage, theft, and liability — so you can rest easy.

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Auto Insurance

From daily commutes to road trips, we've got you covered on the road. We compare multiple carriers to find you the best protection at the best price.

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Business Insurance

Running a business is tough enough without worrying about gaps in your coverage. We tailor commercial policies to your industry and your risks.

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Life Insurance

Peace of mind for the people you love most. We offer term, whole, and universal life options so you can choose what fits your family's needs and budget.

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Umbrella Insurance

Extra protection beyond your standard policies. If a claim exceeds your limits, umbrella coverage steps in to safeguard your assets and your future.

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Bundle & Save

Combine your policies and watch your savings grow. We'll review everything you have and show you exactly how much you could save by bundling with us.

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About Us

Your neighbors in insurance — not a number

Double A Insurance Agency was founded on a simple belief: people deserve an insurance experience that feels human. When you call us, you talk to someone who knows your name — not a hotline script.

Based right here in Morgantown, we've spent years building relationships with the people and businesses we serve. We work with a network of trusted carriers to shop around for you, so you get the coverage you actually need — not the policy that pays the biggest commission.

Local & Accessible

Right on S Main St — walk in anytime during business hours.

Personal Relationships

We know our clients by name and treat every claim like it's our own.

Multiple Carriers

We shop across carriers so you get the best fit — not just one option.

Claims Advocacy

When something happens, we're in your corner from the first call through the settlement.

Double A Insurance Agency office interior
Since 2010
Serving our community
Why Choose Us

The Double A difference

We're not the biggest agency in the state — and we're proud of that. Here's what having a smaller, local team means for you.

01

No Rushed Appointments

We take the time to understand your situation. No pressure, no upselling — just honest advice.

02

Policy Reviews Included

We proactively review your coverage at no extra charge, making sure you're never underinsured.

03

Local Claims Support

When life gets messy, we're right down the street. We help you navigate claims, not just file them.

04

Transparent Pricing

You'll always know what you're paying for. No hidden fees, no surprise deductions — ever.

Client Stories

What our clients say

We let our relationships speak for themselves.

"I've been with Double A for years now, and I can't imagine going anywhere else. They've helped me through two claims and made both times feel manageable. That's the kind of service you can't put a price on."

M.T.
Morgantown Resident
Homeowner

"As a small business owner, I needed coverage that actually fit my operation. Double A took the time to understand my risks and put together a package I'm comfortable with. Plus, the pricing was fair and straightforward."

R.S.
Local Business Owner
Commercial Client

"After my previous agent retired, I was worried about finding someone reliable. Double A came recommended and they've exceeded every expectation. They explain things in plain English and genuinely care about getting it right."

P.L.
Morgantown Resident
Auto & Homeowner

Ready to feel more confident about your coverage?

Give us a call or stop by the office — no appointment necessary. We'd love to meet you and see how we can help.

(270) 298-8100 Email Us
Get In Touch

We're here when you need us

Whether you have a question, need a quote, or just want to chat about your options — reach out however is easiest for you.

Visit Us

106 S Main St
Morgantown, KY 42261-9405

Call Us

(270) 298-8100

Office Hours

Monday – Friday: 9:00 AM – 5:00 PM
Saturday – Sunday: Closed

Send Us a Message

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